The most flexible 100% web, cloud and NoCode decision engine
Automate and streamline your credit assessment process without depending on IT.
Simple, NoCode and 100% cloud
uFlow was built as a decision engine designed to give the risk teams of financial companies direct control over their own credit policies.
Through a straightforward drag-and-drop interface and formulas whose syntax is familiar to anyone who uses spreadsheets, you can design a flow visually and intuitively, without losing expressive power.
We hold the ISO/IEC 27001:2022 certification, which backs high information security standards across our processes.
A success story recognized by AWS
Amazon Web Services (AWS) recognized uFlow as a success story for the effective use of its tools and the quality of the solutions we deliver to our customers.
Connect credit bureaus and data providers in an instant
With just a few clicks, uFlow lets you easily integrate credit bureaus and other pre-certified data providers. The whole process is handled automatically, receiving data through REST APIs in a simple and transparent way.
Serverless architecture
uFlow was one of the first engines on the market to rebuild its architecture as serverless on managed cloud services, with scalability and availability above those of traditional architectures.
Other actions
uFlow does more than consume information and orchestrate data sources: it also automates sending emails or SMS, performs GIS calculations comparing a customer's position against coordinates or polygons, and runs AI models trained in Python or R.
The engine in production, with the source behind every figure
Platform metrics of our own, accumulated across our operation in Latin America.
- +300M
transactions processed
Cumulative total for the platform across its operation in Latin America.
Source: uFlow platform metricAs of July 2026
- +30
integrated data providers
Live integrations with bureaus and regional data sources, available from the engine.
Source: uFlow platform metricAs of July 2026
- +80
implementations in Latin America
Cumulative implementations at financial institutions and fintechs across the region.
Source: uFlow platform metricAs of July 2026
- 66
NPS points
Net Promoter Score measured across uFlow's customer base.
Source: uFlow customer satisfaction surveyAs of July 2026
- +25
years of team experience in the financial sector
Track record of the founding and technical teams in lending and risk decisioning.
Source: Track record stated by uFlowAs of July 2026
What can be verified about the infrastructure
- ISO/IEC 27001:2022
information security certification
This is uFlow's only certification. The platform is aligned with PCI DSS and to cloud architecture best-practice frameworks, which are not certifications.
Source: Current ISO/IEC 27001:2022 certificateAs of July 2026
- < 5 min
recovery point objective (RPO)
Geographically distributed backups on serverless cloud infrastructure.
Source: uFlow security and infrastructure documentationAs of July 2026
- 2
availability zones in separate regions
Redundancy of the serverless cloud infrastructure the engine runs on.
Source: uFlow security and infrastructure documentationAs of July 2026
Everything you need to know
Why is the uFlow decision engine NoCode?+
Because credit policies are designed with a drag-and-drop interface and formulas whose syntax resembles spreadsheets, which lets risk teams create and modify decision flows without writing code or depending on IT.
What does it mean that uFlow is serverless?+
uFlow runs its API on managed cloud services, which removes the need to maintain your own infrastructure and delivers higher scalability and availability.
How does uFlow integrate with my current systems?+
Through its REST API, documented with Swagger and secured with JWT token authentication, uFlow connects quickly and safely with any core system, onboarding flow or frontend.
Can I use machine learning models in uFlow?+
Yes. You can deploy AI models trained in Python or R directly inside your decision flows, without maintaining your own environments.
Start growing with uFlow
Transform your credit assessment process with the decision engine.