uflow
Blog

Ideas for better decisions

Guides, case studies and news on decision automation.

Build vs. buy: the real cost of an in-house decision engine

Build vs. buy: the real cost of an in-house decision engine

Any technology team can build a rules engine. The real question is whether it pays off: the true cost of in-house is not the first version, but maintaining, governing and evolving it for years.

· 2 min

BNPL: approving at the checkout without giving away the portfolio

BNPL: approving at the checkout without giving away the portfolio

In BNPL the decision has to fit inside a checkout: seconds, minimal data and zero friction. How to decide fast without giving up control: limits that grow, alternative data and continuous experimentation.

· 2 min

Retail credit: from the counter to the checkout, decided in seconds

Retail credit: from the counter to the checkout, decided in seconds

For retailers with their own credit program, every minute of waiting at the counter is a sale at risk. How to decide at the point of sale, build pre-approved campaigns from your customer base, and adjust limits by season.

· 2 min

Microfinance: automating assessment without losing the human touch

Microfinance: automating assessment without losing the human touch

In microfinance the cost of assessing can eat the margin of the loan. How to automate what repeats — renewals, small amounts, alternative data — so the loan officer focuses where their judgment is worth most.

· 2 min

Open Banking in LATAM: how to originate more credit with better credit assessment

Open Banking in LATAM: how to originate more credit with better credit assessment

Learn how Open Banking in LATAM improves credit assessment, automates decisions and lets you originate more credit with lower risk.

· 4 min

Data security and response speed in lending to improve the credit experience

Data security and response speed in lending to improve the credit experience

Data security in lending and credit response speed are key to improving the customer experience. See how credit automation and no-code decision engines help you cut decision times.

· 2 min

Agile credit assessment in LATAM: credit automation and success stories

Agile credit assessment in LATAM: credit automation and success stories

Agile credit assessment, credit automation, and no-code decision engines are driving the technological transformation of the lending industry in LATAM.

· 4 min

Holy Week and credit automation: how to approve credit during demand peaks

Holy Week and credit automation: how to approve credit during demand peaks

During Holy Week, credit automation lets you handle credit demand peaks quickly, securely, and at scale, especially in retail and consumer finance.

· 3 min

Technology transformation in microfinance: AI, credit automation, and decision engines

Technology transformation in microfinance: AI, credit automation, and decision engines

Microfinance in Latin America is going through a fast transformation driven by artificial intelligence applied to credit, credit automation, and no-code decision engines.

· 4 min

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