Ideas for better decisions
Guides, case studies and news on decision automation.
How to integrate AI agents with a credit decision engine
The right order is agent, engine, agent. Here are the three layers, the six controls a document-reading agent needs and five questions for deciding which step goes where.
· 6 min
AI agents and credit decision engines: why they work together in a bank
Agents interpret what arrives messy. The engine applies the policy, controls the outcome and keeps the evidence. In credit they do not compete: each one solves what the other lacks.
· 6 min
Build vs. buy: the real cost of an in-house decision engine
Any technology team can build a rules engine. The real question is whether it pays off: the true cost of in-house is not the first version, but maintaining, governing and evolving it for years.
uFlow · 2 min
BNPL: approving at the checkout without giving away the portfolio
In BNPL the decision has to fit inside a checkout: seconds, minimal data and zero friction. How to decide fast without giving up control: limits that grow, alternative data and continuous experimentation.
uFlow · 2 min
Retail credit: from the counter to the checkout, decided in seconds
For retailers with their own credit program, every minute of waiting at the counter is a sale at risk. How to decide at the point of sale, build pre-approved campaigns from your customer base, and adjust limits by season.
uFlow · 2 min
Microfinance: automating assessment without losing the human touch
In microfinance the cost of assessing can eat the margin of the loan. How to automate what repeats — renewals, small amounts, alternative data — so the loan officer focuses where their judgment is worth most.
uFlow · 2 min
Open Banking in LATAM: how to originate more credit with better credit assessment
Learn how Open Banking in LATAM improves credit assessment, automates decisions and lets you originate more credit with lower risk.
uFlow · 4 min
Data security and response speed in lending to improve the credit experience
Data security in lending and credit response speed are key to improving the customer experience. See how credit automation and no-code decision engines help you cut decision times.
uFlow · 3 min
Agile credit assessment in LATAM: credit automation and success stories
Agile credit assessment, credit automation, and no-code decision engines are driving the technological transformation of the lending industry in LATAM.
uFlow · 5 min
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