Category: Blog

microcredits

Microcredits: How decision drivers drive access to credit

In Latin America, access to credit remains a major barrier for millions of people. Only a fraction of the population has access to formal banking services, while a large part relies on informal methods to manage their finances. Microcredits, designed to help millions of people, are a key source of financial support.

Credit automation and other predictions for 2025

The automation of credit risk assessment and SaaS technologies applied to the financial market are revolutionizing the sector, taking the optimization of credit processes to unprecedented levels. In this framework of new trends, what comes next after Open Finance in the credit industry?

Microfinance: digitalization, self-management and automation to reduce bad debts

What are the challenges of this industry? Microfinance institutions have the main objective of improving access to credit, especially in rural areas and low-income sectors. However, they face significant challenges in expanding their services due to the increasing rate of default and...

Decision Engine vs Credit Score

Differences between a decision engine and a credit score

While credit scoring has been a mainstay in risk assessment, decision engines are emerging as more comprehensive and flexible tools. Learn how each impacts the financial market and why decision engines are leading the change. In this article, we will discuss the different types of decision engines that are used in the financial market.

Benefits of NoCode in fintech: accelerate innovation with uFlow

Discover the benefits of implementing NoCode SaaS solutions and how you can gain technological independence, reduce costs and improve customer experience. In the dynamic world of fintech, the ability to adapt quickly is crucial to success. Traditional IT solutions on the go are not always easy to implement.

Technological transformation in banking

Technological transformation in banking for greater access to credit

How the automation technology available today allows banks to identify potential clients without a banking history but with a good credit history. It is obvious to affirm that traditional banking is a fundamental pillar in the global economy. However, in...

Decision engines. A vital tool for access to credit in the region

In recent years, Latin America has witnessed some growth in access to credit, driven in large part by the adoption of innovative financial technologies. Some of the key tools in this transformation have been decision engines, an automation technology...

The growth of the credit market in Mexico and the influence of fintech

In recent years, the credit market in Mexico has experienced notable growth, driven largely by the adoption of innovative technologies applied to the financial market. Fintech has played a crucial role in this development, providing access to financial services to a...

Speedboats: sailing towards an agile financial future

In the vast ocean of the Latin American financial market, agility and the ability to adapt are crucial to survive and prosper. In this scenario, fintech solutions emerge as powerful “speedboats”, challenging traditional banking “liners” with their ability to quickly navigate through...

Automation technology and Artificial Intelligence models: driving the growth of financial companies in Latam

In the contemporary business environment, artificial intelligence (AI) has emerged as a transformative force, comparable in impact to the revolution that electricity brought about a century ago. This statement, made by Andrew Ng, Director of the Stanford AI Laboratory, highlights the importance that...